7 Financial Mistakes People Make

  By Jason I. Henderson, Ph.D. Financial issues are complex and challenging.  In fact they are so complex that most Americans give up before they ever start.   On every corner, newspaper, radio and television station, not to mention…
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Business Emergency Back-up Plan

By Craig Floyd Does your business have an emergency back-up plan? What happens when a major appliance or tool breaks down? Your business can not continue and be profitable without the tool or appliance and while it is broken down you most…
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Life insurance – the one financial product that does what you intended it to do

  By Craig Floyd It seems like life has a nasty way of turning out different than we expected it to. I little lesson I learned this week might illustrate what I’m trying to say. A piece of equipment that we depend on 365 days…
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Financial Literacy?

By Jason I. Henderson, Ph.D. I ran across an article today that confirms what I have thought for a long time.  The article is rather short, so you could just go read it or here is a shorter version: Very few Americans have ever had organized…
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Three Kinds of Money

By Jason I. Henderson When you really think about it, there are only three types of money in our lives. The first can be called Lifestyle Money.  This is the money we spend on our everyday life.  For example, the money spent to…
Benefits of Infinite Banking Concept
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Why The Infinite Banking Concept?

When people hear about IBC, Infinite Banking Concept, they have several thoughts.  Some of the immediate thoughts that come to mind are: Dave Ramsey says that the infinite banking concept is a terrible investment. (Oh the fun I have teaching…
success failure ibc
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Do IBC Right Choosing the Right Life Insurance Company (Part 1 – The Majors)

This is a question I get all the time in person or on my webinar. It is an important question as a client must understand the differences between insurance companies before they can make an informed decision about what they are being told…
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ILLUSIONS

by Craig Floyd During a recent vacation some of the entertainment that I experienced was that of a magician. This magician no longer wanted to be called a magician, he wanted to be called an illusionist. He wanted to make clear to us…
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New Habits

By Craig Floyd It appears to me that if you want to learn something new or change habits, studying, reading, and observing are the best way to accomplish this task. That is how I approach most challenges that I don’t understand. Recently…
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401(k)’s: The Truth Behind the Holy Grail of Savings Plans

  By Jason I. Henderson, Ph.D. To suggest that the 401(k) is not a good vehicle for retirement savings takes a fair amount of courage, considering the intensely fractious response such a statement garners from a lengthy list of “expert”…