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All Pensions Will Have Difficulty Keeping Their Promises

Public pensions are in trouble.  The $1.9 trillion shortfall in U.S. state and local pension funds is poised to grow even more onerous. Why is there such a looming and growing problem?  Here are a few reasons why: First, for decades politicians…
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Time and Inflation Tend To Destroy Retirements

Few people realize the power of time and inflation.  Especially when it comes to wealth creation these powers can either be a power propelling you forward, or a force pushing you backwards.  Either the ignorance of these powers or the willful…
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Joseph E. Meyer’s Current Recommendations

Recently I listened to an interview the economist, Joseph E. Meyer gave to Dave Hodges at The Common Sense Show.  In that interview Mr. Meyer said a number of salient things. I could just plainly say Mr. Meyer is an expert, but instead let…
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0% Returns for a Generation?

  John Maulin contributed an article to Forbes this week.  His opening line of the article is: "The next recession is coming, and it will be severe."  Although that statement is not all that salient there are several other points worth…
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Active Fund Managers Nearing Capitulation?

  A recent article at ZeroHedge admitted some very astonishing things.  The article quotes from a recent fund newsletter written by Russell Clark.  In case you do not know Mr. Clark is the manager for the hedge fund Horseman Global. …
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Choosing the Right Life Insurance follow up…

Yesterday we posted an article written a few years ago about why Universal Life and its various derivatives such as IUL, EIUL, and VUL are not good choices when considering the Infinite Banking Concept.  Just this morning as a response to our…
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Choosing the Right Life Insurance for the Infinite Banking Concept.

There are those out there that would and do promote using Universal Life policies for IBC. In stead of taking the time to write out a completely new blog, I am going to repost a great article that my friend Todd Langford wrote a while ago. …
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Admitting The Real Rate of Inflation Would Cause Serious Market Trauma

Many American have been hoping for a decent, might I say honest, cost of living adjustment (COLA) in Social Security.  Those hopes we completely dashed recently when the Social Security Administration announced the increase for 2019 will be…
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Danger in the markets?

A five minute video you should watch. There are a number of things you should pick up on. I will let you just watch. One question - if there are no buyers at any price, how does a stop loss work? Watch the latest video at video.foxbus…
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Cooking the Books – How S&P 500 Companies Are Reporting Fictitious Earnings

by Jason I. Henderson, Ph.D. As the name implies, there are 500 companies that comprise the S&P 500.   Of those 500 companies, as reported by the Wall Street Journal,  a paltry 29 closed their books for 2015 exclusively using the U.S.…