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Social Security Administration Giving Bad Advice

The Government Accountability Office has discovered in an overwhelming number of cases the Social Security Administration (SSA) is give out bad advice.  In other words, when you go to your Social Security office it is highly probable that you…
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Federal Deficit Goes Up Again.

The US government says it ran a $US587 billion budget deficit for the fiscal year, which was a 34% increase over last year.  Yes, with the aide of accounting gimmicks we have not had a rise in the deficit for a few years but a 34% jump in…
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The Most Important Question You Should Answer About YOUR money

There is a lot of talk and much advice from financial advisors and "certified" planners to put your money in tax deferred accounts.  The prediction behind this advice is that you will be in a lower tax bracket when you retire and access the…
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“BACK TO SCHOOL” NOT SO BRIGHT WITH 529 PLANS

This time of year there is a certain shift in the air - the smell, the feel.  It means the start of football season, and the start of another school year.  With the beginning of a school year comes a little more rigidity in our planning and…
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The Most Important State Expenditures

In your opinion what is the most important expenditure for your state government?  Education?  Welfare?  Crime Prevention? Health care / Medicaid?  Environment?  Infrastructure like roads and bridges?  Whatever your answer is, I bet it…
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The Colossal Cacophony Few Are Listening To

By Jason I. Henderson, Ph.D. Someone has to be living under a rock or have their head extremely deep in the sand to not notice what I am calling "the colossal cacophony " from all over the globe about the current situation of things. A…
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Cooking the Books – How S&P 500 Companies Are Reporting Fictitious Earnings

by Jason I. Henderson, Ph.D. As the name implies, there are 500 companies that comprise the S&P 500.   Of those 500 companies, as reported by the Wall Street Journal,  a paltry 29 closed their books for 2015 exclusively using the U.S.…
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What to Do With the Family Home ?

By Craig Floyd Recently I have been reminded that owning a home can really be a money pit.  Not that I don’t enjoy the comforts of owning my home, but when the appliances break down, carpets need cleaning or replacing and the outside…
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Who Do I Want To Control My Retirement

By Criag Floyd   A recent article that advertised unknown ideas for retirement talked about the concept of qualified accounts that are used by the government to encourage saving money especially for the low to moderate level income…
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Almost All Returns In S&P Since 2009 From Buybacks?

by Jason I. Henderson, Ph.D. How much of what you we hear in mainstream media is simply misleading at best or simply not true?  I have felt this way about reports on the economy for a very long time.  What am I, probably to most people…