College Opportunity Costs
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The Secret Opportunity Costs Of College No One Will Tell You

You already know that college is expensive, but how expensive is it? Let's find out!   I recently had a discussion with some clients we'll call John and Joanna, who have 2 teenage boys (I do free consulting). Anyway, one of their…
7 attributes of an ideal investment
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7 Attributes Of An Ideal Investment

In my last blog post, I discussed the pre-requisite of finding an ideal investment.  Namely, you as the investor need to be ideal.  What I mean is you need a sound financial education. Without the right kind of financial education, you…
Ideal Investor to Ideal Investment
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Quit Trying To Find The Ideal Investment & Become The Ideal Investor

I am often asked by clients and even in casual conversations with people at sporting events, airports or in social gatherings; "How does one find the ideal investment?"  I am going to share in this post what I normally share with those…

Love and Prosperity

I have been a member of Partners for Prosperity for a long time.  There is an article on their website that is simply well written.  Please take the time to read it. Love and Money: The Surprising Wealth Predictor   The facts are…
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Taxes and You

I chuckled as I read the following clip on a Facebook post: I used to work at Walmart as a cashier. During tax free weekend, the place was a mad house. The lines were long and the customers were non-stop. That being said, I can say that at…
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Pensions on Target to Fall of Fiscal Cliff

The pensions in the United States, United Kingdom, Japan, The Netherlands, Canada,  Australia, China and India will have a projected unfunded liability of $428 Trillion dollars by 2050.  That figure does not, and I repeat does NOT include…
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Parents Are Drowning In College-Loan Debt

That is a frightening headline.  What makes it frightening is right now, according to the Government Accountability Office, over 330,000 student loans have not had a payment in over a year. Another 180,000 are more than a month delinquent. Yes,…
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Wills and Trusts: Not just for Senior Citizens

Not very often do I just publish a link to an article, but occasionally there is an article worthy of so doing.  This article reminds us that we must have powers of attorney for healthcare and finances at ALL ages. A statement of physicians…