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Student debts can rob you and your child’s future!

Can you say college loans? Can you afford a college loan? These are questions that are plaguing young Americans who are just coming out of college and are preparing to go to college. A recent article titled the stunning truth about how students…
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Personal Savings Rate is an Indicator of National Greatness

"Our prosperity as a nation depends upon the personal financial prosperity of each of us as individuals." Those are the opening word to the foreword of George S. Clason's timeless classic The Richest Man in Babylon.  Although they were possible…

Taxation and Life Insurance Contracts

If you have read much of our blog at all you know that professionally designed life insurance is one of our favorite tools to use. This blog will deal with the taxation of life insurance contracts.  Tax season for a lot of people is not a fun…
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Which insurance company is best for IBC?

This is a question we get a lot.  A picture (Diagram) is worth a thousand words, so......