7 Financial Mistakes People Make

  By Jason I. Henderson, Ph.D. Financial issues are complex and challenging.  In fact they are so complex that most Americans give up before they ever start.   On every corner, newspaper, radio and television station, not to mention…
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Another Warning Sign...

by Jason I. Henderson, Ph.D. A while ago we published a story about warning signs.  There are so many, but a story this week from Zero Hedge is about one of the world's largest banks.  How confident are you having your money with the banking…
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Business Emergency Back-up Plan

By Craig Floyd Does your business have an emergency back-up plan? What happens when a major appliance or tool breaks down? Your business can not continue and be profitable without the tool or appliance and while it is broken down you most…
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Life insurance - the one financial product that does what you intended it to do

  By Craig Floyd It seems like life has a nasty way of turning out different than we expected it to. I little lesson I learned this week might illustrate what I’m trying to say. A piece of equipment that we depend on 365 days…

All Lives Are Important

By J. Floyd Upsetting news concerning national events has encouraged me to write about life and the value of it. This week marks the third anniversary of my son’s death. It still gives me sadness as I reflect on how much I miss him. It…
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Financial Literacy?

By Jason I. Henderson, Ph.D. I ran across an article today that confirms what I have thought for a long time.  The article is rather short, so you could just go read it or here is a shorter version: Very few Americans have ever had organized…
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Retirement: Out of Reach?

By J. Floyd Retirement in my early working years seemed to be only a dream away. I didn’t even want to ever be old enough to retire. I was so busy raising my children and working that the idea of never working again and having money to…

Grateful and Trusting

  By J. Floyd This summer while on a short trip with some close friends, I had a flat tire. Somewhere along the road I picked up a four inch lag bolt. Since my car was parked in a scenic area, some people in the adjacent car waited…