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Feeling Blessed

By Craig Floyd Since it is Memorial Day soon, I just have to say “Thank you” to the thousands of Americans who have died or placed themselves in harm’s way defending my freedom. To those men and women and their courageous families,…
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Who Do I Want To Control My Retirement

By Criag Floyd   A recent article that advertised unknown ideas for retirement talked about the concept of qualified accounts that are used by the government to encourage saving money especially for the low to moderate level income…
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Almost All Returns In S&P Since 2009 From Buybacks?

by Jason I. Henderson, Ph.D. How much of what you we hear in mainstream media is simply misleading at best or simply not true?  I have felt this way about reports on the economy for a very long time.  What am I, probably to most people…
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Choosing the Right Life Insurance Company for IBC, infinite banking, 770, or Income For Life accounts. (Part 1 - The Majors)

by Jason I. Henderson, Ph.D. This is a question we get all the time.  It is an important question as a client must understand the differences between insurance companies before they can make an informed decision about what they are being…
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ILLUSIONS

by Craig Floyd During a recent vacation some of the entertainment that I experienced was that of a magician. This magician no longer wanted to be called a magician, he wanted to be called an illusionist. He wanted to make clear to us…

Economy is Slowing Down

By Jason I. Henderson I had a fellow lab-rat when I was a graduate student at Purdue University who was from Missouri.  I appreciated that his personality was just like the slogan Missouri has on its car license plates; "Show me State." …
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New Habits

By Craig Floyd It appears to me that if you want to learn something new or change habits, studying, reading, and observing are the best way to accomplish this task. That is how I approach most challenges that I don’t understand. Recently…
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401(k)’s: The Truth Behind the Holy Grail of Savings Plans

  By Jason I. Henderson, Ph.D. To suggest that the 401(k) is not a good vehicle for retirement savings takes a fair amount of courage, considering the intensely fractious response such a statement garners from a lengthy list of “expert”…
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The Last Dollar Lesson

By Craig Floyd My parents were children of the depression and adults during World War II.  They worked hard, were thrifty and knew the value of a dollar. That meant saving and scraping for every item that they needed.  It was a time of…
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Unlimited Purchasing Power

By Jason I. Henderson, Ph.D.   What would you buy if you had unlimited amounts of money?  Almost an absurd question is it not?  But think about it a minute - would you buy the world's supply of diamonds?  All the houses?  How…